4/16/2023 0 Comments Boundless game the block shop![]() ![]() These often have rewards by way of exclusive discounts on products, points that give you money off or vouchers for certain products. If there’s a local supermarket or petrol station you regularly go to, it may be worth getting a loyalty card for it. Not only might you be able to secure a better rate – meaning lower monthly payments – but you can also fix your payments for a period that suits you, allowing you to budget better as you know what’s going out of your account. If you haven’t remortgaged your home recently, this may be the time to do so. While the Bank of England has increased interest rates recently, they’re still relatively low compared to those we’ve seen over the last 10 years. Mortgage payments are a big expense for many UK households, so any savings that can be made here normally pay dividends in the short and long term. Just type ‘challenge council tax band’ in the search bar. If you think you’re in the wrong band, use the same website to find out how you can appeal for a reduction and repayment. Start by finding out what tax band your neighbours are in by using a handy tool on gov.uk – search for ‘check council tax band’. Some households are also in the wrong council tax banding – if this is the case, you could receive a retrospective repayment by challenging it. Find out if you’re eligible by visiting gov.uk and searching for ‘council tax discount’ – it could potentially save you hundreds of pounds a year. ![]() The companies pay cashback websites a commission and they pass this on to you.Įven with the government’s council tax rebate, this is a hefty bill and there are council tax reductions of up to 100% available for households, depending on your individual circumstances. These will give you money back if you sign up and make purchases via their website – there’s no catch. While you’re switching your bills, or taking on any new bills, always check cashback websites such as Topcashback or Quidco. When you tell your existing provider you’re leaving, it may even offer you a significant discount to make you stay. This is difficult for energy bills now, but you might save by switching home, pet and car insurance, or your mobile phone and broadband providers. If you find two £20 direct debits that you no longer need and cancel them, this will save you £480 per year. Pay particular attention to direct debits as, even though they’re generally small, they represent regular costs. ![]() But it’s worth having an occasional look at a monthly statement to assess all your bills. Regularly bleed them, and ensure they’re not hidden behind large objects such as sofas, which stops them working as efficiently as possible.Īt times, life can be so busy that we don’t regularly check our incomings and outgoings, even though we know it’s good practice. ![]() Maximise the effectiveness of your radiators. Use door and window draught excluders – again, this may stop your boiler working harder than it needs to. If your water is too hot to touch, your boiler is working harder than necessary and you could save some money by reducing the temperature. Here are three cheap or free solutions that could help reduce your gas bill over time. One of the ways to counter this is to find ways to keep your house warmer for longer without using as much energy. The increase in energy prices has stolen the headlines for some months now and is likely to have a significant impact on most UK households. Your expert: An experienced mortgage broker, property expert and investor, Tayo offers authoritative advice on shows such as Rip Off Britain, Watchdog and Morning Live. Whether it's by switching energy providers, remortgaging your home, or seeking out tax refunds, there are myriad ways to help you weather the cost of living crisis. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |